Fraudio gives Relio a centralised AI brain that separates real risk from noise — so your compliance team investigates genuine threats, not chases false alarms across your Swiss business banking portfolio.
Relio serves complex small and medium businesses with Swiss IBANs, payments and transfers — exactly the client profile that generic AML and fraud systems over-flag. When your current solution treats legitimate business activity as suspicious, your compliance team drowns in false positives, onboarding slows down, and real risks hide in the noise. As you prepare to launch card issuing, layering yet another noisy detection tool on top will only multiply the problem. You need a system that understands the difference between complex and criminal.
Fraudio's AI is trained on billions of transactions across hundreds of thousands of merchants and financial entities — not just your book alone. This centralised, patent-pending network effect means the model has already seen what genuine complex business activity looks like alongside real fraud patterns. The result: drastically fewer false positives, sharper anomaly detection and investigations that focus on actual threats.
Self-learning AI anomaly detection purpose-built for transaction monitoring. Our system spots irregular patterns and explains its findings, drastically reducing false positives and streamlining your compliance efforts. Automated, regulation-aligned reporting keeps you ahead of FINMA requirements without the manual overhead.
Real-time scoring on every transfer and payment. Supervised and unsupervised ML models deliver a traffic-light fraud score in milliseconds — with adjustable thresholds tailored to Relio's risk appetite, so you stop blocking legitimate transactions while catching genuine fraud.
AI-powered profiling detects sudden behavioural shifts in accounts — large transactions, disproportionate fund turnover, circular flows and cross-border anomalies. Purpose-built to protect a neo bank handling complex SME accounts from being exploited as mule infrastructure.
As Relio rolls out card products, Fraudio's payment fraud detection covers the new channel instantly. Same API, same centralised AI, same precision — no separate vendor, no additional integration, no second wave of false positives.
Fraudio's advanced AI and ML models minimise false alerts by learning from billions of data points across the network — not just a single institution's book. Complex-but-legitimate SME behaviour stops triggering unnecessary flags.
Every customer on Fraudio's platform strengthens the model for everyone. A centralised data set trained on over 500,000 merchants and billions of transactions delivers detection accuracy that no siloed, single-client solution can match.
Rapid deployment via API with real-time scores from day one. No setup or integration fees, pay-per-use pricing. Designed for fintechs that move fast and can't afford months of implementation.
Customise transaction monitoring thresholds to match Relio's exact policies. Tighten for high-risk segments, relax for established clients — precision that generic tools simply don't offer, eliminating the one-size-fits-all problem.
Viva Wallet — a European payment institution managing a rapidly scaling portfolio — deployed Fraudio to replace fragmented detection tools with a single centralised AI. The result: their risk team stopped drowning in false positives and started focusing on real threats, delivering measurable ROI within months.
“Every alert from Fraudio is crucial. Their precision ensures early fraud detection, significantly impacting our bottom line.”
Let's show your team what precision AML and fraud detection looks like — fewer false flags, sharper investigations, one AI brain covering payments, transfers and your upcoming card programme.
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