--- title: Ryver & Fraudio — Offer, Assets and Next Steps description: h --- # Everything Ryver Needs — the Offer, the Assets, the Next Step A single place for everything we aligned on after today's deep dive — the commercial offer for review and comment, the platform materials, the Exepay rule-migration path, and the calendar for the follow-up. All in one link. What We Aligned On ## The Deal Snapshot — Direct Contract, Payment Fraud Detection, One Year Direct Contract with Fraudio (not sub-tenant) PFD Initial scope · MIF addable later 100K Calls / month 5 Seats Team access · 1-year term **Add-on path:** Merchant Initiated Fraud (MIF) can be added later with a simple email request — the contract includes the option so you're never locked out of the next capability. The Commercial Offer ## Open, Review, Comment Directly The proposal is live in Canva. Open it, walk through the pricing and the terms with the team, and leave comments directly on the document — I'll see every comment and reply inline, so we can iterate without a chain of emails. [📄 Canva · Live Document ### Fraudio Commercial Offer Direct contract, PFD scope, 100K calls/month, 5 seats, 1-year term. Everything we discussed, priced and structured. Open in Canva → ](https://canva.link/6mqpb71xlqc1bnc) **Comment directly on the offer:** Canva supports inline comments — highlight any line, add a note, tag me if you need a response. I'll iterate on the document with you rather than sending a new PDF for every change. When we're aligned, I'll draft the order form. The Integration Path ## Hypergate Gateway, Exepay as Acquirer, Fraudio Inline — Same Setup as Your Partner The integration mirrors the setup your partner already runs — Hypergate as the gateway, Exepay as the acquirer, Fraudio inline on the risk layer. Same architecture means the same operational path Ryver's team is already familiar with, no new patterns to learn. #### Hypergate Payment gateway → #### Fraudio Real-time fraud decisioning → #### Exepay Acquirer Business Continuity ## Exepay Rules Migrated Directly — No Policy Reset, No Continuity Risk We'll perform a gap analysis on the current Exepay rule set and replicate it into Fraudio so nothing changes operationally on day one. Your existing risk posture is preserved — no need to re-open every policy discussion from scratch. Once the platform is live, the rule library, LLM rule generator and shadow-mode testing are yours to tighten or extend at whatever pace fits the team. **The audit function** in the rule editor also prevents accidental over-restrictive rules — the platform warns you if a new rule would block excessive legitimate volume before it goes to production. The kind of 40%-of-book-cut experience you mentioned won't happen here. The Platform — Everything the Deep Dive Covered ## A Quick Recap of What the Team Saw Today ### Executive Overview & Merchant Analytics Volume statistics filterable by merchant and MCC, average transaction amounts, decline rates, chargeback ratios — and comparison against peer-MCC benchmarks. ### Rule Editor with Shadow Mode & Audit Screening rules (real-time, event-driven) and monitoring rules (entity-driven — merchants, IPs, other entities). Test in shadow mode against historical data. Audit function catches logic errors before production. ### Alert Queue & Case Management Active, unassigned, snoozed and shadow queues. Alerts ship with clear reasoning — rule- or AI-generated. Mark transactions as good or fraud to feed the ML models directly. ### LLM Merchant Intelligence LLM-generated summaries of web-scraped merchant information — smart context on what each merchant actually sells, versus what their MCC claims. ### Notifications & Automated Actions Email pushes, webhooks, automated fund withholding based on fraud triggers. Sub-tenant creation for managing multiple merchant environments cleanly. ### Dispute & Ratio Tracking Fraud notifications, chargebacks and Visa / Mastercard programme ratios tracked in the refund and dispute area — the metrics that decide merchant standing with the schemes. Everything in One Place ## The Assets for the Team's Review [📄 Canva · Live Offer #### The Commercial Offer Comment directly on the document. I'll reply inline. ](https://canva.link/6mqpb71xlqc1bnc) [ docs.fraudio.com #### API Documentation Full API reference, integration guide, data schema, webhook specs. ](https://docs.fraudio.com/) [📜 DocSend · One-pager #### The Fraudio Advantage Centralised AI, network effect and customer results on a single page. ](https://docsend.com/view/m8gpdb554kzhm752) [📅 Calendar #### Book a Follow-Up Grab a slot for the sign-off call or any question along the way. ](https://calendar.app.google/6prnvC48SGVbejsf6) Next Steps ## The Short Path to Live - 1 #### Dmitrijs — Confirm final user count Confirm with the team whether five seats is right, or whether the number should adjust before the order form. - 2 #### Dmitrijs — Review the offer Open the Canva doc, walk through with the team, comment inline on anything you want to iterate on. - 3 #### Gadi — Order form + rule import Once we're aligned on the offer, I'll draft the order form and start the gap analysis on the Exepay rule set for the migration. - 4 #### Both — Sign, integrate, go live Signed order form, API access provisioned, rules migrated, five seats provisioned. Live on Ryver's traffic once Hypergate and Exepay are ready to route. ## Book the Follow-Up Whenever the Team's Reviewed [Book a Follow-Up](https://calendar.app.google/6prnvC48SGVbejsf6)